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We are constantly bombarded by various ads, billboards, and commercials selling different types of insurance coverage. But why is insurance that important? Insurance is created to pay for various types of claims depending upon the type of plan that has been applies. Insurance can be an effective resource in protecting our vehicles, homes , things, and physical health; despite its relentlessly high price. Law mandates some types of insurance, while others can be purchased in addition. A helpful insurance provider can review your best options concerning rates and coverage. life insurance san francisco ca